10 Best Digital Nomad Insurance Options

Travel and health insurance should be the first thing you purchase when planning a trip abroad, and there’s no exception when it comes to digital nomad insurance. Could you afford to pay an unforeseen $200,000 medical bill out of your disposable income? Probably not, and neither could I. I’m usually an optimist. However, it’s important … Read more

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Travel and health insurance should be the first thing you purchase when planning a trip abroad, and there’s no exception when it comes to digital nomad insurance. Could you afford to pay an unforeseen $200,000 medical bill out of your disposable income? Probably not, and neither could I.

I’m usually an optimist. However, it’s important to remember that things can – and sometimes do – go wrong when you travel. In this post, I’ll list the best insurance for digital nomads.

I spend most of the year traveling internationally and if I had to give one piece of advice to anybody considering the location-independent lifestyle, it would be: never travel abroad without digital nomad insurance.

Many regular travel insurance policies aren’t especially suitable for digital nomads who spend a sizeable chunk (or even all) of their time abroad. That’s why I’ve written this post on the best travel insurance for digital nomads. Read on to find out more.

10 Best Digital Nomad Insurance Options

Digital nomad travel insurance might not be the most exciting topic. But, it’s important to protect yourself from potentially huge costs while you’re abroad. I never travel internationally without it.

This post reviews 10 of the best-known and most highly-reviewed insurance companies that offer health insurance for remote workers abroad. I’ve included a variety of insurers, offering a range of different prices and levels of coverage, so you can find the best option to suit you and your requirements.

Important disclaimer: In this article, I’ve summarized in general terms my understanding of the cover provided by various insurance companies as of the date of writing. It’s important to read the wording of each policy carefully and to take note of the coverage, exclusions, and limitations applicable to you before purchasing any policy. Nothing in this post should be construed as a recommendation to purchase any particular insurance policy.

1. SafetyWing (Best Budget Digital Nomad Health Insurance)

SafetyWing is one of the most popular digital nomad insurance providers, offering global health insurance specifically for digital nomads and other remote workers.

SafetyWing’s flexible and affordable Nomad Insurance covers travel in over 175 countries and protects you from a range of unexpected health and travel-related expenses. It’s the provider I use most often – I have an active policy with them right now.

One of my favorite things about SafetyWing is its coverage in your home country. Most travel insurance only covers you while you’re overseas, making SafetyWing especially good for people (like me) who bounce between their home country and new destinations.

I also really like how flexible and easy it is to set up – it took me less than 5 minutes! You can buy the policy after your trip has already started (not all providers allow this), and the policy automatically renews every month until you cancel it, meaning you can set it up and then forget about it knowing that you’re protected. Click here to learn more about SafetyWing.

What’s Covered With SafetyWing?

• Hospital visits and medical treatments (in a hospital of your choosing)
• Emergency flights back home
• Home country coverage (up to 30 days within a 90-day period)
• Trip interruptions and delays
• Emerg